[Earn up to 16 CE Credits]
Event Agenda
Day 1
Tuesday 11/17
Day 2
Wednesday 11/18
Day 3
Thursday 11/19
9:30 AM - 11:00 AM ET
Welcome and FinCrime Perspectives with FINTRAC - Adapting to the 'New Normal'
The field of financial crime prevention is never boring, but by any standards the past several months have been exceptionally eventful. A global pandemic has brought upheaval to the financial world, and forced adaption among compliance programs, regulators and law enforcement alike. Fincrime professionals are confronting a complex and shifting set of risks, with new threats layered on top of long-standing issues.

FINTRAC has been at the forefront of responding to this disruptive financial crime landscape. In this session, hear from FINTRAC, in conversation with ACFCS Toronto Chapter Co-Chair Bob Kapur, on current risks, pandemic impacts and key insights for maintaining strong compliance programs amid the "new normal."
Nassiba Idebdou, Team Lead, FINTRAC
Bob Kapur, AML and Financial Crime Consultant

11:00 AM – 11:30 AM ET
[Roundtable] Biometrics for High Risk KYC – Cut False Positives, Overcome False ID, ID Unnamed Sanctions
Ever since implementing AML/KYC/CDD systems 20 years ago, banks have been plagued with 99% false positives. Biometrics make facial ID automatable, instant, and slashes false positive waste while providing ID conclusiveness not possible through other means. Facepoint's representative to government/law enforcement is John Lloyd, who did a full career in the NYPD as a financial crime detective and later as an identity technologist. John experienced first-hand the enormous benefits from transitioning to biometric systems from text systems. Facepoint's rep to financial institutions, Jim Barringer will interview John on the transition the NYPD experienced. - Why did the NYPD adopt biometric ID? - Why does biometric ID for sanctions and AML require special data such as Facepoint? - After moving to biometric ID, what were the practical improvements the NYPD experienced in work flows? How was actual identification affected? - What do you recommend that financial institutions do to strategize to maximize the benefits of biometric High Risk ID for KYC/CDD?

Jim Barringer, Senior Business Development Manager USA, Facepoint
John Lloyd, Senior Consultant SME, AML/CTF Solutions, Facepoint

11:30 AM - 1:00 PM ET
Cannabis in Canada - Risks, Rewards and What Comes Next
The years since the legalization of recreational cannabis have brought profit for some, disappointment for others, and complex compliance issues to navigate for just about everyone. In this session, experts examine current issues for institutions servicing the legal cannabis industry, and key customer due diligence and other considerations for those still on the sidelines. Speakers will also provide guidance on the future state of the cannabis industry, and describe how money laundering risks from drug trafficking have evolved since legalization.

Andy Hofmann, Officer, BMO Capital Markets
Bonnie Liggett, Director of Content Acquisition, BVD+RDC

1:00 PM – 1:30 PM ET
[Roundtable] Break Down Data Siloes to Reduce Overall Cost of Compliance and Improve Effectiveness with Contextual Decision Intelligence
Data is at the heart of effective financial crime detection, but harnessing that data to make critical decisions is often cited as a top pain point for financial institutions. It is frequently messy, with multiple records for a single party, name variants, address issues, typos, inaccuracies, and omissions, and it can be fragmented and siloed across disparate systems and business lines.

These data problems are compounded by legacy systems that produce too many false positives and require too much time from investigators to piece them together to produce a complete or holistic view of risk. The result is wasted resources and missed suspicious activity.

Better, more complete data is the key to solving these problems. Entity resolution technology connects internal and external data to construct fuller, richer, and more consistent party views. Data, once stitched together and contextualized, empowers financial institutions to produce better results from analytics and enables them to streamline KYC/CDD operations, reduce false positives from their AML detection systems and accelerate investigation times. This technology enables more automation, reduces costs, and provides meaningful operational uplift.

In this session, you will learn:
o How Quantexa breaks down data siloes to build holistic party views to better understand customers, counter parties, transactions and intertwined relationships.
o How network analytics delivers operational savings to investigators through intuitive/user-friendly views .
o How these features accelerate automation, scale easily and reduce the cost of compliance.
o How to calculate your team's specific cost-savings from this technology.

Clark Frogley, Head of Financial Crime Solutions, Quantexa

1:30 PM - 2:30 PM ET
FinCrime Outbreak - Criminal Trends and Typologies During and Post-Pandemic
Chaos can be a financial criminal's friend, and the pandemic is bearing this out in ways large and small. As financial services and infrastructure has gone digital, criminal actors have followed, triggering a surge in cyber-attacks, online fraud schemes and new money laundering typologies. At the same time, financial institutions and law enforcement are reacting in innovative ways, from standing up cybercrime units to testing AML programs digitally. On this session, hear insights on a range of criminal risks and responses - representatives of the RCMP will cover cyber threats, and compliance pros from within financial institutions and consultancies will shed light on emerging fraud schemes in the pandemic, new and novel red flags of illicit activity, and much more.

Andres Betancourt, CFCS, AML & Sanctions Audit, Scotiabank
Claudius Otegabe, AML Senior Consultant, MNP
Corporal David Sutherland, Senior Investigator, Cybercrime Unit, Royal Canadian Mounted Police (RCMP)
Raj Kler, Staff Sergeant, Cybercrime Unit, Royal Canadian Mounted Police (RCMP)

2:30 PM – 3:00 PM ET
[Roundtable] Key Decision Making Processes for Deploying SaaS-based AML Compliance Solutions
Now more than ever, Financial Institutions are looking to shift from traditional deployments towards SaaS, cloud-based services. But, how exactly could this move towards this new operating model impact your organization? What are the challenges, benefits, and opportunities that moving towards a SaaS, cloud-based deployment model provide? In this session Feedzai’s Vice President of AML, Chris Caruana, and Director of AML, Brian Ferro, will discuss: - How the market is changing and accelerating the adoption of cloud and SaaS technologies - What are the benefits from shifting to a cloud-based compliance program - And what considerations need to be made when making this decision

Chris Caruana, VP of AML Solutions, Feedzai
Brian Ferro, Director of AML, Feedzai

3:00 PM - 4:15 PM ET
The STR Almanac - Insights on Investigating and Filing in a Changing World
The decision to file a suspicious transaction report is one of the key elements of financial crime compliance programs, a focus of regulators and a source of critical intelligence for law enforcement. In Canada, that decision-making process has evolved considerably in recent months, impacted by developments in the guidance around what constitutes ‘reasonable grounds’ and the ongoing COVID-19 pandemic.

Long gone are the days of the tick-box exercise to determine and ultimately file suspicious transaction reports. A more fluid, risk-based approach is required; an approach that requires trained professionals to execute. In this session, experts provide guidance on how to approach investigations with consistency and clarity, advice on determining reasonable grounds, and practical tips on crafting an effective STR narrative. Come with your questions and get answers!

Giles Dixon, Senior Manager, Grant Thornton
Joseph Iuso, Executive Director, Canadian MSB Association
Dwayne King, Senior Manager, Grant Thornton
Gerry McGeachy, Partner, Graydon McGeachy Law
Peter Warrack, Compliance Chief Officer, Bitfinex

4:30 PM - 5:15 PM ET
Opening Night Reception sponsored by EY
Raise a glass to the start of the FinCrime Canada! Join the speaker faculty, ACFCS staff and your fellow conference-goers for a virtual reception with special guests, games and giveaways. Plus, don't miss the surprise live entertainment and our caricature winners.
Jennifer Ford-Smith, Independent Financial Crime Consultant, Jennifer Ford-Smith Consulting
8:30 AM – 9:30 AM ET
OFAC Enforcement Actions – A Lookback at the Agency’s Activity under the Current Administration (2017-2020)
Since 2017, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) published 63 enforcement actions. 2019 was even a record year for the agency’s enforcement activity with a total of almost $1.3bn in monetary penalties levied against 26 companies. But how do these figures compare to those recorded under previous administrations? and what can be learned from OFAC’s latest enforcement decisions?

Join this panel discussion to hear about OFAC Enforcement Actions trends over the past 4 years with Vincent Gaudel - Compliance Expert at Accuity and John E. Smith - Co-head Member, Morrison & Foerster’s National Security Practice Global Risk.

We will start by sharing key trends and analytics highlighting the industries, sanctions programs, and key factors underlying OFAC enforcement activity. The presentation will set the stage for an open discussion with the audience, taking your questions live with John E. Smith, former Director of OFAC (2015-2018).

Vincent Gaudel, Compliance Expert, Accuity

John E. Smith, Co-head Member, Morrison & Foerster

10:00 AM - 11:00 AM ET
Disrupting Terrorist Financing on the Blockchain - An Investigative Case Study
In August of 2020, the US Department of Justice announced a sweeping takedown of cyber-enabled financing campaigns tied to multiple terrorist organizations. US agencies targeted and dismantled efforts by Al-Qaeda, ISIS and others fundraising via cryptocurrencies and social media, seizing millions of dollars and over 300 crypto wallets in the process. While the effort was led by law enforcement, fincrime professionals from the private sector played a critical supporting role. In this case study, a cryptocurrency investigations consultant working with some of the largest cryptocurrency exchanges and the Director of Market Development at Chainalysis Inc., one of the leading blockchain analytics firms, walks you through the case and how it was investigated. They will also provide insights on how the transparency of the blockchain can be an investigator's best friend and can assist in mitigating the overall risk of Virtual Asset Service Providers (VASP), and why financial institutions of all types should be aware of risks in the crypto world.
11:00 AM – 11:30 AM ET
[DEMO] Orchestrating Risk Across Your Fraud & AML Teams
To build better customer relationships and increase profits, enterprises must converge their fraud and compliance solutions, and remove the silos that allow sophisticated criminals to take advantage - criminals see no such barriers. There are of course differences between the two disciplines. The primary motivation for the fraud department is to reduce loss, while for the compliance team it’s keeping on the right side of the regulators, but they have many common goals including:
o Reducing the impact of financial crime on legitimate customers
o Protecting the reputation of their organization
o Improving efficiency and driving down cost Join us and learn how Feedzai’s approach to financial crime can enable you to manage risk across your fraud & AML teams.

Francis San Luis, Senior Pre-Sales Engineer, Feedzai

11:30 AM - 12:15 PM ET
Case Study: Risk By Association
Associated risk poses a real challenge for financial institutions to manage, as those on sanctions list or identified as politically exposed persons try to utilize their network to continue committing crimes. Join us for a case study on the use of adverse media to identify those associations crucial to stopping financial crime, and how it can assist in capturing other related crime activity and information.
Nikki Landes, VP, Operations, BVD+RDC
Hugo Veazey, Director, Anti-Financial Crime Solutions, BVD+RDC
12:15 PM – 12:45 PM ET
[DEMO] Enhance Your Compliance Program with Contextual Decision Intelligence Technology to Uncover Hidden Risk and Speed the Investigation Process
Using the latest advancements in big data and AI, Quantexa's Contextual Decisions Intelligence technology solves major challenges across financial crime, including customer onboarding, AML, fraud and credit risk. This demo will walk you through an investigation using the Quantexa platform, demonstrating how our technology uncovers hidden risks by producing a contextual, connected view of internal and external data in a single place.

Learn how Quantexa can:
o Remove the need to gather data by automatically joining relevant data records across siloes to create a single view of customers and their counterparties.
o Uncover connections between transactional, ownership and social relationships to reveal suspicious behaviors and high risk network-based money laundering typologies.
o Generate risk scores that score alerts at not just the event/ transaction level, but also entity and network level to produce a holistic view of risks, to empower rapid and accurate decision-making.

Vinay Ravichandran, Solutions Engineer, Quantexa

12:45 PM - 2:00 PM ET
FinCrime/AML Challenges, Threats, Data and Technology
In the ever-evolving battle against financial crime, data and the tech applications that rely on it are now playing a central role. Access to accurate and complete data sources is essential for transaction monitoring, investigations and CDD, especially as the pandemic and the resulting move to digital finance increase pressure on compliance programs. This panel brings together thought leaders and experts from diverse industries - MSBs, banking, gaming and foreign exchange - for an engaging discussion on key AML threats and how the smart use of data and technology can help institutions respond to a complex risk landscape.

Karen Bannon, CCO, Cambridge Mercantile
Ramzi Bou Hamdan, Associate Partner, Business Consulting, Ernst & Young LLP
Kevin deBruyckere, Director, AML & Investigations, BCLC (BC Lottery Corp)
Vishal Gossain, Vice President, Scotiabank
Nicole Sy, Compliance and AML Manager, Vancouver Bullion & Currency Exchange

2:00 PM – 2:30 PM ET
[DEMO] Biometric Demo to Cut False Positives and Overcome False ID
The purpose of the Facepoint demo is to give examples of how biometrics resolve the greatest problems in KYC/CDD including:
o Instantly slashing false positives with biometric ID
o Quickly adjudicating remaining false positives with biometric ID
o Overcoming false criminal ID, especially government issued documents issued under assumed identities - i.e. undetectably false ID.
Join us and learn how Facepoint's unique Sanctions & AML/KYC high risk biometrics enables institutions to save money, save work, drastically improve onboarding speed, and protect your institution from the most dangerous risks to your firm and to society as a whole.

Jim Barringer, Senior Business Development Manager USA, Facepoint

2:30 PM – 3:15 PM ET
Dialogue Session - A Look Back at 2020 and a Look Ahead to 2021 sponsored by BVD+RDC
What a long, strange year it's been... Along with other global events, 2020 has seen its share of notable financial crime cases, from crypto scams to government corruption. In this session, a fincrime compliance expert shares her top cases and major developments of the past year, and looks ahead with predictions for the coming year. Join us for a free-wheeling conversation - we'll be polling the audience to get your thoughts and taking questions throughout!

Amber Scott, Founder, CEO and Chief AML Ninja, Outlier Solutions

3:15 PM – 3:45 PM ET
[DEMO] We the North - FinCrime Fighting with ACFCS
Financial crime remains one of the biggest challenges facing governments, private institutions and individuals alike. Training is at the forefront of that battle where criminals will stop at nothing to continue their illicit activity.

Join members of the ACFCS team, as well as a special guest, in this energetic session to get a behind-the-scenes look at how ACFCS training, including the CFCS Certification, prepares professionals to rise to the challenge and accelerate their careers. Attend this demo for your chance to win door prizes and membership giveaways.

Abner Santana, Director of Business Development, ACFCS

3:45 PM - 5:00 PM ET
Human Trafficking Investigations - From Detection to Reporting
Human trafficking remains an insidious threat in Canada, as well as a profitable business for organized crime groups and transactional trafficking operations. Fortunately, investigators and fincrime compliance professionals have powerful tools at their disposal to take on traffickers, from online research to transaction monitoring rules. This session provides tools and techniques to combat human trafficking, from two perspectives - a compliance expert explores how to build monitoring scenarios and models to detect the finances of trafficking, while an experienced investigator gives insights on open-source online intelligence tactics.

Larry Cameron, Chief Information Security Officer, Anti-Human Trafficking Intelligence Initiative
David Creamer, Director, AML Solutions Delivery, Scotiabank

9:00 AM – 9:30 AM
[DEMO] Coffee Express with ACFCS
Financial crime remains one of the biggest challenges facing governments, private institutions and individuals alike. Training is at the forefront of that battle where criminals will stop at nothing to continue their illicit activity.

Grab a cup of joe and join members of the ACFCS team, as well as a special guest, in this energetic session to get a behind-the-scenes look at how ACFCS training, including the CFCS Certification, prepares professionals to rise to the challenge and accelerate their careers. Attend this demo for your chance to win door prizes, membership giveaways and a $100 Tim Card.

Abner Santana, Director of Business Development, ACFCS

9:30 AM - 11:00 AM ET
The Future of FinCrime Skills - Preparing Your Skillset and Career for What's Next
Amid the continuing impact of the pandemic, rapid adoption of new technologies and regulatory changes, navigating a career in financial crime prevention is no small task. In this session, we'll explore the skills that are increasingly relevant for the present and future of financial crime, and hear insights on what financial institutions look for when hiring compliance staff. Experts will share practical advice based on their personal experiences and industry perspectives.
Fnan Desta, Senior Manager, AML Intelligence Unit, BMO
April Hannan, Senior Manager, Enterprise AML Training & Communications Office, Scotiabank
Beatrice Kangwa, Senior Manager Financial Crimes & Business Consulting, Ernst & Young LLP
11:30 AM - 12:15 PM ET
Live Q&A - How I Started My Compliance Career
The field of financial crime compliance can make for a rewarding, challenging and varied career. For those looking to break into the compliance world, where to begin? And for those already in compliance roles, how to develop professionally and take it to the next level? There may not be easy answers to these questions, but it helps to have guidance from professionals who have been in the trenches. On this session, hear from compliance insiders at various stages of their careers on how they got started, how they advanced and what advice they have for you. Come with your questions and join a free-flowing conversation!
Hanne Abada, Forensic Auditor, Auditor General's Office, City of Toronto
Souzan Esmaili, Founder, Toronto Compliance & AML Events
Mondiu Jaiyesimi, AML Senior Consultant, MNP
Ian Messenger, Professor - Anti Money Laundering and Counter Terrorism Financing, Seneca College
Yana Taits, Senior Manager, High Risk Client Management, Scotiabank
12:45 PM – 1:45 PM ET
Working Lunch - Boost Your Networking and Interviewing Skills sponsored by Chainalysis
Whether you're a fresh-faced newcomer or a grizzled old-timer in the financial crime space, developing your career and your network never stops. Join us for a lively lunchtime conversation with hiring managers and hear tips on how to build connections in the work-from-home era, what skills are in high demand in the fincrime compliance space, how to stand out in an interview and more.
Hanne Abada, Forensic Auditor, Auditor General's Office, City of Toronto
Jennifer Ford-Smith, Independent Financial Crime Consultant, Jennifer Ford-Smith Consulting
Raj Kler, Staff Sergeant, Cybercrime Unit, Royal Canadian Mounted Police (RCMP)
Yana Taits, Senior Manager, High Risk Client Management, Scotiabank
2:15 PM – 3:45 PM ET
Everything You Need to Know About Cryptocurrency Compliance
In this 90 minute session, we will cover:
o Crypto Fundamentals with Chainalysis training team
o Regulatory Overview with Head of Global Policy Jesse Spiro
o A deep-dive into Reactor and Kryptos products to help you understand your risk and guide your way into the world of cryptocurrency

Peter James, Training Specialist, Chainalysis
Jackie Koven, Solution Architect, Chainalysis
Jesse Spiro, Global Head of Policy, Chainalysis

3:45 PM – 4:00 PM ET
Closing Remarks, Giveaways and Grand Contest Winners
Join us as we recap the summit takeaways, get a first-hand look at the session illustrations, and announce the grand prize winners.