Karen Bannon is Chief Compliance Officer & Legal Counsel with Cambridge Global Payments. She is a lawyer, having graduated from the University of Windsor Law School in 2003 and been called to the Ontario bar in 2004. She began her legal her career in private practice at a Toronto law firm and spent a number of years, before joining Cambridge in 2009, in the Legal & Compliance Department at the Canadian branch of the Royal Bank of Scotland (formerly ABN AMRO, Bank N.V.). Cambridge Global Payments is an international foreign exchange and global payments business operating in Canada, US, UK and Australia of which Karen is responsible for the global financial crimes program specifically all matters concerning anti-money laundering and counter-terrorism financing (proceeds of crime, BSA and sanction programs, including KYC and related staff training.) Karen is a member of the Board of Directors of the Canadian MSB Association and a member of the Canadian Bar Association and the Association of Certified Anti-Money Laundering Specialists. Karen received her Certified Anti-Money Laundering Specialist (CAMS) in 2011 and is a frequent speaker on matters related to AML.